Business Insurance Rwanda in Comparison

Now find over 40 tariff options, all without any extra duty and cost to you

Our Partners

Business Building Insurance

Do you know that any building can face a huge number of risks throughout the time that might harm or even destroy it? On the other hand, real estate repairs and renovation are typically connected with excessive expenditures.

As a result, it is important always to have high-performance business building insurance, especially when the frequency and intensity of storm damage is growing and real estate is still in use as an investment.

Only in 2021 Rwandan insurers have to pay ~3 billion RwF in damages to business structures. As a result, insurance benefits increased by 0.2 percent when you compare it to the previous year.

What is covered by a building insurance policy?

Almost all main parts of the building are covered by the company building insurance cover.

Here are a few of them:

Building Walls

Building Roof

Building Balcony and Terrace

Doors and Windows

It also includes everything that is permanently installed. For instance:

Built-in Floors

Fixed floors

Furnishings and Kitchen (if built in & designed for the building)

Stairs and Lifts

Furthermore, all important building accessories are covered by insurance, including various devices such as bells, letterbox systems and cans used for garbage that are placed within or outside of the building and can also cover Outbuildings such as garages and carports.

Advised to use additional module Elementary against natural hazard

Due to the constant climate change and natural disasters, it is important to get both building and elementary insurance. Since the destructive force of elemental abilities is so strong, and the resulting damage is too costly, this insurance protection is very important.

Because natural hazard damage was not covered by business insurance, much of the recent flood damages had to be paid by the owners themselves.


The following damages are covered by this elementary natural hazard insurance:





The addition of natural hazard damage to your business building insurance provides inclusive coverage, ensuring that you are well-protected in the case of any mishap.


Elementary natural hazard insurance can only be purchased in combination with business building insurance.

Frequently Asked Questions

Questions about residential building




To the lexicon


Report damage


Evaluations and tests


residential building insurance

Frequently Asked Questions

What is business insurance, and why it is essential for your business?

Almost all businesses require business insurance because it assists in covering the expenses of property damage and liability claims. Without it, a company’s owners may have to pay for costly losses and legal claims.

What are the important three areas that company insurance covers?

It includes the following areas in its insurance policy:

  • Business property insurance
  • Common liability insurance
  • Business income
Should I choose business insurance if I have a home-based business?

If you are working from home as a freelancer or self-employed, you’ll also need insurance to cover yourself or bear the charges of your equipment, staff, clients etc. Contents insurance for PC and other supplies are among the types of coverage that you will require.

How is business insurance helpful for any company?

Property damage, proceedings, lost income, and other losses can all easily be covered by business insurance. Many businesses regularly purchase various coverage and combine them into one policy to take protection against particular risks according to their problems.

What are the different types of commercial insurance?

Property, workers’ compensation and liability compensation are all common commercial insurance categories. Most insurers will have unique packages for their companies according to their specific needs, and the sorts of cover will vary according to their business.

CheckNow – Rwanda’s New Comparison Portal


We offer you an overview of prices and services from thousands of providers. And all this via our own comparison calculators.


Our service


With us, customers can only submit a review after a conclusion. As a result, you will only see real customer reviews.


Since 2016, our experts have helped over 1 million customers compare and save.

CheckNow – Rwanda’s New Comparison Portal

Transparent: We offer you an overview
of prices and services from thousands of providers. And all

Free: Our service is free of charge for customers. We finance ourselves through commissions

Trustworthy: With us customers can only submit a review after a conclusion. As a

Experienced: Since 2016, our experts have helped over 1 million customers